June is National Homeownership Month — Dare to Own the Dream

June is National Homeownership Month — Dare to Own the Dream Owning a home is a source of pride for an individual and creates stability and a sense of community. […]


New GRB Videos Highlight Mortgage Information and GRB Workplace

Check out our YouTube channel for some new videos! You’ll find some great advice on securing a residential mortgage and information on working at — and with — GRB.  The team […]


What is a Prospective Rochester Homebuyer to do?

It’s not just the temperature that’s rising this summer… According to the online real estate database Zillow, the market temperature for the city of Rochester is hot! Continuing a trend […]


University of Rochester Home Ownership Incentive Program Expansion

The University of Rochester has expanded their map for the University Home Ownership Incentive Program to include several new neighborhoods. This program aims to increase the number of full-time and […]


Advice for a Competitive Homebuying Market

With the Rochester real estate market grabbing national headlines as incredibly competitive, buyers need to be more vigilant than ever about making sure they have their financing in place when […]


WSJ Notes Lowest Mortgage Rates in Three Years: Is it Time to Refinance?

The Wall Street Journal recently noted that a window has opened for homeowners who may wish to refinance higher-rate home mortgage loans.  This follows an unexpected dip to below 4 […]


Your Home Purchase Details are Public Record and Scammers Know How to Use Them

Almost from the minute you close on your new home, you receive a multitude of offers for dozens of home-related services. It’s all part of being a new home owner. […]


New Conforming, FHA Loan Limits for 2021

The Federal Housing Finance Agency (FHFA) and Federal Housing Administration (FHA) have announced new maximum conforming loan limits and FHA loan limits for 2021. Conforming Loan Limits for 2021 In […]


Refinancing was Hot in 2020, is There Still Opportunity in 2021?

Since late 2018, mortgage rates have been trending down across the board. If you have an existing home mortgage, lower rates can still spell opportunity. Mortgage refinancing can offer homeowners […]


First-time Homebuyer Mortgage Program Offers Up To $10,000 in Grants

As a bank, GRB is able to work with the Federal Home Loan Bank of New York (FHLBNY) to provide grant assistance to qualified first-time homebuyers. The Homebuyer Dream ProgramTM […]


Expertise.com Names GRB Top Rochester Refinance Mortgage Provider

Genesee Regional Bank is pleased to announce it has been recognized by professional services review website Expertise.com as one of the Top Refinance Mortgage companies in Rochester, NY. Expertise.com scored […]


Homebuyers with Student Loan Debt Get FHA Relief

We’ve all heard it – younger generations aren’t spending like generations before, but it doesn’t take long to understand why. With the rising cost of tuition and subsequent increase in […]


New Conforming Loan Limits for 2022

The Federal Housing Finance Agency (FHFA) has announced new maximum conforming loan limits for 2022. Conforming Loan Limits for 2022 In Central and Western New York: The maximum conforming FHFA […]


First-time Homebuyer Mortgage Program Launches for 2022 – Offers Up To $10,000 in Grants

As a bank, GRB is able to work with the Federal Home Loan Bank of New York (FHLBNY) to provide grant assistance to qualified first-time homebuyers. The Homebuyer Dream ProgramTM […]


June is National Homeownership Month

National Homeownership Week was established in 1995 and expanded to National Homeownership Month in 2002. The month-long celebration reinforces the belief that owning a home is a critical step towards […]


GRB Executive Provides Update on Rochester Mortgage Market

GRB’s Senior Vice President, Residential Mortgage Manager Mike Pulver weighed in on a recent Rochester Business Journal article regarding rising interest rates and the state of Rochester’s residential mortgage market. […]


August Sees Changes to Rochester Homebuying Market

The last 30 days have represented a time of change in the Rochester housing market. Coming off two prior years characterized by low inventory, multiple bids, and way-over-asking-price offers, many […]