Business Banking Accounts

Checking

GRB offers an array of checking accounts to meet the specific needs of your business, including analyzed accounts where earnings credit can help offset fees. Go to our Current Rates page for additional information.

Account Parameters
Business Checking
Business Checking with Interest
Analyzed Checking
Ideal if you…
Ideal if you…
…have moderate transaction activity levels
Ideal if you…
…are a not-for-profit or a sole proprietor
Ideal if you…
…have high activity and utilize cash management services

Minimum to Open
Minimum to Open
$100
Minimum to Open
$100
Minimum to Open
$100
Minimum Balance
Minimum Balance
$2,500
Minimum Balance
$2,500
Minimum Balance
N/A
Monthly Service Charge*
Monthly Service Charge*
$15
Monthly Service Charge*
$25
Monthly Service Charge*
Dependent on account balances and activity levels
Earns Interest
Earns Interest
No
Earns Interest
Yes
Earns Interest
No
Eligible for Earnings Credit
Eligible for Earnings Credit
No
Eligible for Earnings Credit
No
Eligible for Earnings Credit
Yes
Mastercard Debit Card
Mastercard Debit Card
Free
Mastercard Debit Card
Free
Mastercard Debit Card
Free
ATM
ATM
Foreign ATM fees reimbursed per month, up to $10 per signer
ATM
Foreign ATM fees reimbursed per month, up to $10 per signerF
ATM
Foreign ATM fees reimbursed per month, up to $10 per signer
Online Banking
Online Banking
Free
Online Banking
Free
Online Banking
Free
Bill Pay
Bill Pay
Free
Bill Pay
Free
Bill Pay
Free
eStatements
eStatements
Free
eStatements
Free
eStatements
Free
Overdraft Protection
Overdraft Protection
Available
Overdraft Protection
Available
Overdraft Protection
Available
Transactions per Month
Transactions per Month
$0.30 per item in excess of 350 items**
Transactions per Month
$0.30 per item in excess of 75 items**
Transactions per Month
Unlimited
*Monthly charge applies only if the account falls below the average daily balance for the monthly statement cycle.
**Items include check withdrawals, electronic debits, electronic credits, deposit slips, and each item within a deposit, excluding cash.

Savings

To meet the dynamic nature of your business, GRB offers a variety of savings vehicles as well as automated sweep services. Go to our Current Rates page for additional information.

Account Parameters
Money Market
ICS
Ideal if you…
Ideal if you…
…want to earn higher interest and can maintain a $2,500 daily average balance
Ideal if you…
..need a more liquid savings alternative  for large balances with the added security of FDIC insurance.  More information is available on our ICS/CDARs Web page.
Minimum to Open
Minimum to Open
$2,500
Minimum to Open
$2,500
Monthly Balance
Monthly Balance
$2,500 to earn interest
Monthly Balance
$2,500 to earn interest
Monthly Service Charge*
Monthly Service Charge*
$10
Monthly Service Charge*
N/A
Earns Interest
Earns Interest
Yes
Earns Interest
Yes, call for rates
Online Banking
Online Banking
Free
Online Banking
Free
eStatements
eStatements
Free
eStatements
Free
Transactions per Month
Transactions per Month
6**
Transactions per Month
6**
*Monthly service charge will apply if the average monthly balance falls below the account minimum.
** Maximum allowed per Federal Regulation D.