CDs/CDARS

Whether you are looking for a short-term investment or have specific FDIC insurance requirements, GRB can help. Your Personal Banker will help you choose the CD option that’s right for you.

Certificates of Deposit (CD)
Certificate of Deposit IRA
Certificate of Deposit Account Registry Service®
Ideal for you if…
Ideal for you if…
…you want a low-risk investment with a fixed interest rate
Ideal for you if…
…you are looking for a retirement account you don’t have to pay taxes on
Minimum to Open
Minimum to Open
$500
Minimum to Open
$500
Minimum to Open
$100,000
Minimum Balance
Minimum Balance
$500
Minimum Balance
$500
Minimum Balance
$100,000
Monthly Service Charge
Monthly Service Charge
None, unless you redeem CD before maturity
Monthly Service Charge
None, unless you take distribution early
Monthly Service Charge
$10
Earns Interest
Earns Interest
Yes
Earns Interest
Yes
Earns Interest
Yes
FDIC Insurance
FDIC Insurance
Yes*
FDIC Insurance
Yes*
Online Banking
Online Banking
Free
Online Banking
Free
Online Banking
No
Rates
Extras
Extras
Additional 0.10% APY given during the initial term of CDs with direct deposit of payroll or retirement income into a GRB account.
Extras
N/A
Extras
N/A

*Deposits are insured by the FDIC to $250,000 per depositor. To learn more about how deposits are insured by FDIC, go to My FDIC Insurance.