CDs/CDARS

Whether you are looking for a short-term investment or have specific FDIC insurance requirements, GRB can help. Your Personal Banker will help you choose the CD option that’s right for you.

 Certificates of Deposit (CD)Certificate of Deposit IRACertificate of Deposit Account Registry Service®
Ideal for you if…...you want a low-risk investment with a fixed interest rate...you are looking for a retirement account you don't have to pay taxes on... want to access information about multi-million dollar FDIC insurance
Minimum to Open$500$500$100,000
Minimum Balance$500$500$100,000
Monthly Service Charge None, unless you redeem CD before maturityNone, unless you take distribution early$10
Earns InterestYesYesYes
FDIC InsuranceYes*Yes*Information about FDIC insurance availability through the Certificate of Deposit Account Registry Service
Online BankingFreeFreeNo
RatesGet Certificate of Deposit ratesGet Certificate of Deposit IRA ratesGet Certificate of Deposit Account Registry Service rates
ExtrasAdditional 0.10% APY given during the initial term of CDs with direct deposit of payroll or retirement income into a GRB account.N/AN/A

*Deposits are insured by the FDIC to $250,000 per depositor. To learn more about how deposits are insured by FDIC, go to My FDIC Insurance.