Specialty Loans

When flexibility is important, GRB offers a wide range of options. GRB’s mortgage team provides traditional loans, portfolio loans, and specialty lending programs to meet a variety of needs. Also, for borrowers looking to finance a jumbo mortgage, investment property, second home, or new home construction, GRB offers great terms and rates.

As a community bank, we understand the changing needs of the buyers in our region. Throughout the loan process – and long after – your local GRB team will be there.

Jumbo Loans

Beautiful large home financed with jumbo loan

At GRB, our traditional and portfolio lending options provides flexibility for borrowers who need a jumbo loan. Our lending team will assess the available mortgage programs and find the best option. It is our goal to help borrowers achieve their dreams and meet their financial goals.

  • Traditional and portfolio options available
  • Financing for loans of more than $548,250
  • Fixed and Adjustable Rate Mortgage (ARM) options
  • 20% down payment required

Investment and Portfolio Loans

Investment property financed with portfolio loan

As a community bank, GRB understands the limitations of traditional loans. Using our portfolio, GRB provides a number of flexible home mortgage options for first homes, second homes, and investment properties. With GRB’s portfolio loans, borrowers get individual solutions for unique situations.

  • Fixed rate and ARM options
  • Purchase, refinance and cash-out refinance options available
  • Primary residence, second homes and investment properties (1-4 units)
  • GRB’s portfolio option allows title to be held in an LLC for a primary residence, second home, jumbo loan, or investment property

Construction Draw Loans

Home with construction draw loan

If you are building a home and need financing throughout the construction process, we can help. GRB provides favorable rates and terms for Construction Draw Loans. In addition, we can handle the end loan financing. Let us take care of the financing while you focus on the details of your new home.

  • Customizable draw schedule
  • Long-term rate lock available
  • 13-month term
  • $50,000 minimum loan amount
  • End loan can be FHA, VA, Conventional, or Jumbo
  • Fast turnaround, local decisions

Looking for Other Options?

If you are interested in additional home financing solutions, look for our other lending options.

Contact Our GRB Mortgage Professionals

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