Checking

Do you like special perks with your checking account? GRB offers checking accounts that include free mobile and online BillPay, tens of thousands of surcharge-free ATMs, and no minimum balance with direct deposit. Your GRB Personal Banker can help you choose the GRB checking account option that’s right for you.

Maintaining a checking account is an important foundation for your financial success. A checking account:

  • Serves as the home for your payroll check via direct deposit.
  • Works with your mobile device to help you move money, check account balances, and scan and deposit checks.
  • Creates easy payments via paper check or online payments.
  • Provides a monthly overview of your spending using a paper or e-Statement.
  • Is insured (up to $250,00) by the FDIC, which protects your money.

Still have questions? Read our Checking and Savings Account FAQs for more information.

Current Accounts

grb checking accounts woman

GRB Checking accounts overview video

Click for an Overview on All of Our Checking Accounts

grb checking accounts man
Elite
Leverage added benefits and advanced banking services
Reward
Receive premium interest rewards – just for using your account
Value
Simple and easy…
Online and Mobile Banking
Online and Mobile Banking
Includes mobile check deposit, Bill Pay, Bank-to-Bank transfers and Person-to-Person payments
Online and Mobile Banking
Includes mobile check deposit, Bill Pay, Bank-to-Bank transfers and Person-to-Person payments
Online and Mobile Banking
Includes mobile check deposit, Bill Pay, Bank-to-Bank transfers and Person-to-Person payments
ATM Transactions
ATM Transactions
Access to 100,000 surcharge-free ATMs worldwide

PLUS

Unlimited free ATM transactions in the U.S.
ATM Transactions
Access to 100,000 surcharge-free ATMs worldwide

PLUS

Fee reimbursement of $10 per month/per signer
ATM Transactions
Access to 100,000 surcharge-free ATMs worldwide
No-fee Mastercard Debit Card
No-fee Mastercard Debit Card
Custom, Elite-branded
No-fee Mastercard Debit Card
No-fee Mastercard Debit Card
Paper or E-statement Included
Paper or E-statement Included
Paper or E-statement Included
Paper or E-statement Included
Unlimited Transactions
Unlimited Transactions
Unlimited Transactions
Unlimited Transactions
Overdraft Protection Available
Overdraft Protection Available
Overdraft Protection Available
Overdraft Protection Available
Interest Bearing
HELOC and Consumer Loan Discounts
HELOC and Consumer Loan Discounts
One point reduction with auto pay
HELOC and Consumer Loan Discounts
One point reduction with auto pay
HELOC and Consumer Loan Discounts
One point reduction with auto pay
Preferred Check Services
Preferred Check Services
No-fee Certified Bank Checks

PLUS

Free Elite-branded checks
Preferred Check Services
N/A
Preferred Check Services
N/A
No-fee Stop Payments
No-fee Stop Payments
No-fee Stop Payments
N/A
No-fee Stop Payments
N/A
Exclusive Rates
Exclusive Rates
Including high-yield Money Market Account and preferred CD rates
Exclusive Rates
N/A
Exclusive Rates
N/A
Reduced Mortgage Fees
Reduced Mortgage Fees
$500 residential mortgage application fee waived
Reduced Mortgage Fees
N/A
Reduced Mortgage Fees
N/A
Preferred Rates on Home Equity Lines of Credit (HELOC)
Preferred Rates on Home Equity Lines of Credit (HELOC)
Preferred Rates on Home Equity Lines of Credit (HELOC)
N/A
Preferred Rates on Home Equity Lines of Credit (HELOC)
N/A
Terms and Fees
Terms and Fees
Monthly service charge of $35.00

Waived with…

Account balances totaling $50,000 in consumer accounts combined (excluding CDs) OR $100,000 in personal and business accounts combined (excluding CDs) during the monthly statement cycle
Terms and Fees
Monthly service charge of $7.00 Waived with…

$1,000 average monthly balance

OR

Direct deposits totaling at least $1,000 during the monthly statement cycle
Terms and Fees
Monthly service charge of $3.00

Waived with…

$500 average monthly balance

OR

One direct deposit during the monthly statement cycle

OR

Accountholder under 22 years of age
Minimum Deposit Required to Open the Account
Minimum Deposit Required to Open the Account
N/A
Minimum Deposit Required to Open the Account
N/A
Minimum Deposit Required to Open the Account
N/A

* Transaction types include any combination of ATM withdrawals, BillPay/Person-to-Person payments, deposits, check payments, Bank-to-Bank transfers, wires, ACH and debit card transactions. See the GRB website for current Reward Checking Rates.

Contact us

  • Call 585.249.1540 or fill out the form below and a GRB representative will contact you within one business day to answer any questions or discuss your options. Fields marked with an * are required.

    Please do not include any non-public personal or sensitive information (such as SSN, account numbers, or income), as email messages may not be secure and/or confidential.