Community Banking. Community Building.

GRB is pleased to announce that it is participating in the Priceless Surprises® campaign with Mastercard®, allowing eligible cardholders to be entered for prizes just for using their GRB debit card.  Surprises range from $500 statement credits to once-in-a-lifetime trips - and a GRB customer is guaranteed to win one of the $500 prizes!

The grand prize winner can select one of the following amazing destinations:

• New York City                  
• Los Angeles
• Hawaii
• Miami
• Chicago

Beginning April 1, 2019, cardholders will automatically receive one (1) entry into the promotion each time they use their Mastercard to make a purchase during the promotion period through June 30, 2019. PIN-based purchases made with a Debit card, international transactions and transactions with an HSA Mastercard or small business Mastercard are not eligible for an entry. The promotion is open to our Mastercard debit cardholders age 18+ who are U.S. residents, and cardholders in good standing. 

As a bank, GRB is able to work with the Federal Home Loan Bank of New York (FHLBNY) to provide grant assistance to qualified first-time homebuyers. The Homebuyer Dream Program^TM provides grants of up to $15,000 towards the purchase of a home in New York.  This is a program that is only available to banks, mortgage brokers are not able to access grant funds for this program.

Homebuyer Dream Program* (HDP) eligibility requirements

• Must be first-time homebuyers (have not owned a home individually or with a spouse in the last three years)
• Reside and purchase a home in New York
• Have a household income at or below 80% of area median income (i.e., in Monroe County up to $62,240 for 1- and 2-person households, up to $71,576 for 3+ person household as of August 2018)
• Complete an accredited homeownership course
• Meet the income and credit requirements for the program
• Have the minimum equity contribution of $1,000 toward purchase of the home
• Remain in the home for five years or repay a portion of the grant funds back to FHLBNY

Important information

• Up to $14,500 in grant funding is available to be applied to down payment and closing costs
• Up to $500 in grant funding is available to offset the cost of the homeownership course

Find out if you qualify 

For more information, contact our mortgage professionals.

* Homebuyer Dream Program is a trademark of the Federal Home Loan Bank of New York.

After being named to the 2019 class of the Women of Excellence, GRB's Executive Vice President and Chief Operating Officer Allana Lazeroff also appeared on the front page of the Rochester Business Journal's March 29 issue.  The article focused on Women in Finance and offered a look at Allana's career and experiences as she honed her leadership skills.

Allana's 30-year career in finance has included experiences in human resources, retail and commercial banking and operations.  With the last 11 years at Genesee Regional Bank, she has played an integral role in the bank's growth from $100 million in assets to more than $560 million.  Allana also served as a founding member and executive sponsor of GRB's Women @ GRB group, dedicated to to helping “educate, celebrate, and inspire GRB Women to achieve their personal definition of success.”

In the article, Allana acknowledges sometimes "being the only women in the room," but notes that diverse perspectives are necessary and that maintaining authenticity is crucial for women to be successful as leaders. 

"...Diversity, regardless of the type of diversity, whether that’s gender, religion or race, allows a lot of different perspectives. The organization benefits when you have different perspectives represented."

To read the entire article go to the RBJ online at:   http://bit.ly/AllanaPathtoExcellence