Privacy Policy

What Genesee Regional Bank does with Your Personal Information

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

–  Social Security number and income

–  Account balances and payment history

–  credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Genesee Regional Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does Genesee Regional Bank share?
Can you limit this sharing?
Reasons we can share your personal information
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Genesee Regional Bank share?
Yes
Can you limit this sharing?
No
Reasons we can share your personal information
For our marketing purposes— to offer our products and services to you
Does Genesee Regional Bank share?
Yes
Can you limit this sharing?
No
Reasons we can share your personal information
For joint marketing with other financial companies
Does Genesee Regional Bank share?
No
Can you limit this sharing?
We do not share
Reasons we can share your personal information
For our affiliates’ everyday business purposes— information about your transactions and experiences
Does Genesee Regional Bank share?
No
Can you limit this sharing?
We do not share
Reasons we can share your personal information
For our affiliates’ everyday business purposes— information about your creditworthiness
Does Genesee Regional Bank share?
No
Can you limit this sharing?
We do not share
Reasons we can share your personal information
For our affiliates to market to you
Does Genesee Regional Bank share?
No
Can you limit this sharing?
We do not share
Reasons we can share your personal information
For nonaffiliates to market to you
Does Genesee Regional Bank share?
No
Can you limit this sharing?
We do not share

Questions?

Call (585) 419-0100.

What we do

Question
Answer
Question
How does Genesee Regional Bank protect my personal information?
Answer
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Question
How does Genesee Regional Bank collect my personal information?
Answer
We collect your personal information, for example, when you

– open an account or deposit money

– pay your bills or apply for a loan

– use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Question
Why can’t I limit all sharing?
Answer
Federal law gives you the right to limit only

– sharing for affiliates’ everyday business purposes—information about your creditworthiness

– affiliates from using your information to market to you

– sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies.  Genesee Regional Bank has no affiliates.

Nonaffiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies. Genesee Regional Bank does not share with nonaffiliates so they can market to you.

Joint marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you.  Genesee Regional Bank doesn’t jointly market.