The Experience to Find and Finance Your Home
Purchasing a home should be a wonderful experience. But today’s market can be challenging. Finding the right people to help you can be best move you make.
Brandi and Melissa have worked together for years, ensuring that dozens of Rochester buyers have been able to locate and finance their homes — and taking the stress out of the process.
Try the team approach with Brandi and Melissa, you’ll be glad you did!
First Home Club
GRB participates in a number of special promotions and lending programs designed to make the dream of owning a home more accessible.
Beginning in July 2019, the First Home Club is rolling out new program requirements.
Eligibility requirements may also see some changes, but the current program requirements are as follows:
- Must be first-time homebuyers (have not owned a home individually or with a spouse in the last three years)
- Reside and purchase a home in New York
- Have a household income at or below 80% of area median income
- Complete an accredited homeownership course
- Remain in the home for five years or repay a portion of the grant funds back to FHLBNY
In general, the goals of the First Home Club program will remain consistent — helping more people purchase a home in New York. We are eager to find out more about the parameters of the new program, but early indications seem to point to a streamlined process that could shorten the time between application and the purchase of a home for many buyers.
Important information:
- Participants are not eligible to receive the matching funds if they do not complete the savings program
- Maintaining the First Home Club Savings Account does not guarantee a mortgage approval or approval of the FHLBNY grant
- All funds are applied towards down payment and closing costs
Brandi Vullo
Brandi Vullo grew up in Greece, NY and graduated from Greece Olympia high school in 1991. She has lived in Rochester, NY most of her life. Brandi and her husband moved to Las Vegas for a few years but moved back to good old Rochester, NY in 2004.
After high school, she worked with kids with disabilities and as a nanny for a family in Greece, NY. She was also a licensed Nail technician at Volpe nails. For the past 10 years Brandi has worked as a certified HHA, working with Alzheimer’s patients. She loves working with people and bringing a smile to everyone she meets. Brandi believes family is very important, she has been married for 23 years. A mother to three wonderful children, two daughters 20 and 18 and her son 16 years old. Brandi is a very active mom, very involved in Irondequoit schools, PTA, volunteers in the community and is a supportive mom in all her children’s sports, varsity soccer, varsity wresting and track and field. Her children and family are her world.
Brandi always wanted to become a Realtor, and has made that dream come true. She is motivated and inspired to help people every step of the way in buying and/or selling a home. Brandi and her family have lived in Irondequoit for over 20 years and love it. “Love where you live.”
“I want people to feel how we felt when we bought our home. That happy, warm and excited feeling. It’s not just a house, it’s Our home. This is where my family will make new memories.”
“If opportunity doesn’t knock, build a door.”
~~~ Milton Berle
Melissa K. Powers
Born and raised in Rochester and having attended Cornell University, Melissa has always felt a strong connection to Upstate New York. After spending her post-college career as a Mortgage Trader on Wall Street, she returned to her roots and established herself in Rochester as a Loan Officer. Since returning to the Rochester area, she has taken great joy in growing our local community by helping her clients settle into homes in the “ROC.”
Melissa understands that not everyone loves math as much as she does, so her main objective is for every homebuyer to feel comfortable with the numbers before they embark on their financing journey. She takes pride in helping her clients to breeze through the mortgage process, from their initial budget conversation to the day they receive the keys to their new home. She is extremely thorough and will take extra time to make sure her clients are informed throughout the process, making herself available on nights and weekends for any questions that arise.
As a downtown resident, Melissa has become actively involved in the community through her neighborhood association and as a board member of the Carlson YMCA. When not volunteering or discussing mortgages, she can be found at Hot Shots Volleyball, on the ski slopes, or at one of our many local breweries.
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