Business Accounts

Checking

GRB offers an array of checking accounts to meet the specific needs of your business, including analyzed accounts where earnings credit can help offset fees.

 Business CheckingBusiness Checking with InterestAnalyzed Checking
Ideal if you…...have moderate transaction activity levels...are a not-for-profit or a sole proprietor...have high activity and utilize cash management services
Minimum to Open$100$100$100
Minimum Balance$2,500$2,500N/A
Monthly Service Charge*$15$25Dependent on account balances and activity levels
Earns InterestNoYesNo
Eligible for Earnings CreditNoNoYes
MasterCard Debit CardFreeFreeFree
ATMForeign ATM fees reimbursed per month, up to $10 per signerForeign ATM fees reimbursed per month, up to $10 per signerForeign ATM fees reimbursed per month, up to $10 per signer
Online BankingFreeFreeFree
Bill PayFreeFreeFree
eStatementsFreeFreeFree
Overdraft ProtectionAvailableAvailableAvailable
Transactions Per Month$0.30 per item in excess of 350 items**$0.30 per item in excess of 75 items**Unlimited

*Monthly charge applies only if the account falls below the average daily balance for the monthly statement cycle.

**Items include check withdrawals, electronic debits, electronic credits, deposit slips, and each item within a deposit, excluding cash.


Savings

To meet the dynamic nature of your business, GRB offers a variety of savings vehicles as well as automated sweep services.

 Money MarketICS
Ideal if you…...want to earn higher interest and can maintain a $2,500 daily average balance..need a more liquid savings alternative for large balances with the added security of FDIC insurance. More information is available on our ICS/CDARs Web page.
Minimum to Open$2,500$2,500
Minimum Balance$2,500 to earn interest$2,500 to earn interest
Monthly Service Charge*$10N/A
Earns InterestYesYes; call for rates
Online BankingFreeFree
eStatementsFreeFree
Transactions Per Month6**6**

*Monthly service charge will apply if the average monthly balance falls below the account minimum.

** Maximum allowed per Federal Regulation D.