GRB offers an array of checking accounts to meet the specific needs of your business, including analyzed accounts where earnings credit can help offset fees.
|Business Checking||Business Checking with Interest||Analyzed Checking|
|Ideal if you…||...have moderate transaction activity levels||...are a not-for-profit or a sole proprietor||...have high activity and utilize cash management services|
|Minimum to Open||$100||$100||$100|
|Monthly Service Charge*||$15||$25||Dependent on account balances and activity levels|
|Eligible for Earnings Credit||No||No||Yes|
|MasterCard Debit Card||Free||Free||Free|
|ATM||Foreign ATM fees reimbursed per month, up to $10 per signer||Foreign ATM fees reimbursed per month, up to $10 per signer||Foreign ATM fees reimbursed per month, up to $10 per signer|
|Transactions Per Month||$0.30 per item in excess of 350 items**||$0.30 per item in excess of 75 items**||Unlimited|
*Monthly charge applies only if the account falls below the average daily balance for the monthly statement cycle.
**Items include check withdrawals, electronic debits, electronic credits, deposit slips, and each item within a deposit, excluding cash.
To meet the dynamic nature of your business, GRB offers a variety of savings vehicles as well as automated sweep services.
|Ideal if you…||...want to earn higher interest and can maintain a $2,500 daily average balance||..need a more liquid savings alternative for large balances with the added security of FDIC insurance. More information is available on our ICS/CDARs Web page.|
|Minimum to Open||$2,500||$2,500|
|Minimum Balance||$2,500 to earn interest||$2,500 to earn interest|
|Monthly Service Charge*||$10||N/A|
|Earns Interest||Yes||Yes; call for rates|
|Transactions Per Month||6**||6**|
*Monthly service charge will apply if the average monthly balance falls below the account minimum.
** Maximum allowed per Federal Regulation D.