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  • Financial Education, Home Mortgage

A Homebuyer’s Guide For Using Gift Funds

When you're ready to buy a home, one of the biggest hurdles can be coming up with enough money for a down payment. While saving...
  • Home Mortgage, News

New Loan Limits for 2025

The Federal Housing Finance Agency (FHFA) and Federal Housing Administration (FHA) have officially announced their updated loan limits for 2025....
  • GRB Employees, Home Mortgage

GRB’s Mike Pulver Installed as President of the NY Mortgage Bankers Association Board of Directors

Congratulations to Genesee Regional Bank (GRB) EVP, Director of Business Development Mike Pulver on being installed as the new President of the Board of Directors...
  • Home Mortgage

GRB Participating in Updated University of Rochester Home Ownership Incentive Program

Effective Aug. 1, 2024, the University of Rochester is expanding its popular Home Ownership Incentive Program to provide eligible buyers with up to $20,000 toward...
  • Home Mortgage

Prequalification or Preapproval?

The terms "prequalification" and "preapproval" are often used in the context of obtaining a mortgage, but they have distinct meanings and implications for your homebuying...
  • Financial Education, Home Mortgage

Second Round of Homebuyer Dream Program Opens with Grants up to $10,000

A second round of the Homebuyer Dream Program (HDP) is open with grants of up to $10,000 for qualified first-time homebuyers....
  • Home Mortgage

New Conforming Loan Limits for 2024

The Federal Housing Finance Agency (FHFA) has announced new maximum conforming loan limits for 2024. The maximum conforming loan limits for Central and Western New...
  • Home Mortgage

Dream Bigger in 2024 – First-time Homebuyer Program Boosts Grants to $20,000

The 2024 round of Homebuyer Dream is set to open on January 8th, 2024, offering eligible homebuyers up to $20,000 toward their home purchase....
  • Home Mortgage

FHA Reduces Mortgage Insurance Premiums

Today, the Department of Housing and Urban Development’s (HUD) announced a 30 basis point reduction to the Annual Mortgage Insurance Premiums (annual MIP) it charges...

  • Home Mortgage

First-time Homebuyer Mortgage Program Launches for 2023 – Offers Up To $10,000 in Grants

As a bank, GRB is able to work with the Federal Home Loan Bank of New York (FHLBNY) to provide grant assistance to qualified first-time...
  • Home Mortgage

New Conforming Loan Limits for 2023

The Federal Housing Finance Agency (FHFA) has announced new maximum conforming loan limits for 2023. The maximum conforming loan limits for Central and Western New...
  • Home Mortgage

August Sees Changes to Rochester Homebuying Market

The last 30 days have represented a time of change in the Rochester housing market. Coming off two prior years characterized by low inventory, multiple...

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