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August Sees Changes to Rochester Homebuying Market

The last 30 days have represented a time of change in the Rochester housing market. Coming off two prior years characterized by low inventory, multiple...

GRB Executive Provides Update on Rochester Mortgage Market

GRB's Senior Vice President, Residential Mortgage Manager Mike Pulver weighed in on a recent Rochester Business Journal article regarding rising interest rates and the state...

June is National Homeownership Month

National Homeownership Week was established in 1995 and expanded to National Homeownership Month in 2002. The month-long celebration reinforces the belief that owning a home...

First-time Homebuyer Mortgage Program Launches for 2022 – Offers Up To $10,000 in Grants

The 2022 round of Homebuyer Dream is set to open on March 21, 2022, offering eligible homebuyers up to $10,000 toward their home purchase....

New Conforming Loan Limits for 2022

The Federal Housing Finance Agency (FHFA) has announced new maximum conforming loan limits for 2022. The maximum conforming loan limits for Central and Western New...

Homebuyers with Student Loan Debt Get FHA Relief

We’ve all heard it – younger generations aren’t spending like generations before, but it doesn’t take long to understand why. With the rising cost of...

First-time Homebuyer Mortgage Program Offers Up To $10,000 in Grants

As a bank, GRB is able to work with the Federal Home Loan Bank of New York (FHLBNY) to provide grant assistance to qualified first-time...

Refinancing was Hot in 2020, is There Still Opportunity in 2021?

Since late 2018, mortgage rates have been trending down across the board. If you have an existing home mortgage, lower rates can still spell opportunity....

New Conforming, FHA Loan Limits for 2021

The Federal Housing Finance Agency (FHFA) and Federal Housing Administration (FHA) have announced new maximum conforming loan limits and FHA loan limits for 2021....

WSJ Notes Lowest Mortgage Rates in Three Years: Is it Time to Refinance?

The Wall Street Journal recently noted that a window has opened for homeowners who may wish to refinance higher-rate home mortgage loans. This follows an...

Advice for a Competitive Homebuying Market

With the Rochester real estate market grabbing national headlines as incredibly competitive, buyers need to be more vigilant than ever about making sure they have...

New Program Offers Up To $15,000 in Grants for First-time Buyers

As a bank, GRB is able to work with the Federal Home Loan Bank of New York (FHLBNY) to provide grant assistance to qualified first-time...

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