GRB Mortgage Rewards

Get Your Rewards!

Earn Up to $250 in Cash When You Join GRB Mortgage Rewards

grb mortgage rewards button

Go ahead, you deserve a reward!  When you close your residential home mortgage with GRB you are eligible to join the GRB Mortgage Rewards program and earn up to $250 in cash.

How it Works

  1. Once you close your home mortgage through GRB you have up to 60 days from the last day of the month your mortgage closed to open or use an existing GRB Reward Checking account with direct deposit to become active in the Mortgage Rewards program.
  2. GRB will reward you with $25 each month you have direct deposits totaling at least $250 in the month, for up to 10 consecutive months, giving you the potential to earn up to $250 cash.
  3. You don’t have to remember to submit anything, claim anything or track anything – GRB does the work and automatically adds the funds to your GRB Reward Checking Account at the end of each month (statement cycle) that you have direct deposits totaling at least $250 or more.

It’s easy! 

Full program disclosures available below.

Then, Earn Even More!

Reward checking account genesee regional bank GRB interest

Once your GRB Reward Checking account is active, you can earn even more.  A Reward Checking account allows accountholders to earn 2.00% Annual Percentage Yield (APY)1 just for doing things they do every day, including:

  • Withdrawals
  • BillPay and Person-to-Person payments
  • Deposits
  • Check payments
  • Bank-to-Bank transfers
  • Wires
  • ACH
  • Debit card transactions

With GRB’s Reward Checking Account you automatically earn 0.10% APY on all account balances. Then, when you have 12 transactions post and clear during a calendar month, you can earn 2.00% APY on account balances from $0.01 to $15,000.00.

No hoops to jump through.  No fine print.  No crazy limitations.  Just rewards.

1Annual Percentage Yield (APY) offered is accurate as of 11/1/18. Fees could reduce earnings on the account. Rates and terms may change without notice after account opening.

See additional information, disclosures and account features. See additional rate details.

Contact us Today and Claim Your Rewards…

  • Call 585.249.1540

    Fill out this form and a GRB Mortgage Originator will contact you within one business day to answer any questions on refinancing or other mortgage loan options. Fields marked with an * are required.

    Please do not include any non-public personal or sensitive information (such as SSN, account numbers, or income), as email messages may not be secure and/or confidential. Users must be of legal age to enter into a contract to begin the mortgage application process.

  • This field is for validation purposes and should be left unchanged.
Mortgage Rewards Disclosures

To receive the $25.00 per month for a maximum of 10 consecutive months you must have an existing or open a Reward Checking account and establish direct deposit within 60 days from the last day of the month your mortgage closed. Direct deposit must be your payroll, retirement or government benefit such as social security and total at least $250 for the month. If your loan is retained by GRB, your mortgage must be in good standing.

If all the above requirements are met, the monthly $25 reward will be deposited into your Reward Checking account at the end of each month (statement cycle) beginning 90 days from the last day of the month your mortgage closed, and continuing the next nine consecutive months you have direct deposits totaling at least $250. Business and municipal customers are not eligible. Mortgage Rewards is limited to one account per customer, per mortgage, regardless of the titling on the account. Restrictions and additional fees may apply. Offer subject to cancellation without notice and cannot be combined with any other offer. Rewards are considered interest and will be reported on IRS Form 1099-INT.

The Reward Checking account is a variable rate account. The rate may change after the account is opened. The annual percentage yield (APY) on the Reward Checking account is 0.10%. If reward requirements are met, the APY for $0.01 – $15,000 is 2.00%, $15,000.01 or more is 0.10%. See your Reward Checking account disclosure for additional details. These APYs are accurate as of 11/1/2018. Monthly service charge of $7.00 waived with $1,000 average monthly balance or direct deposits totaling at least $1,000 during the monthly statement cycle.  Fees may reduce the earnings on the account.  Offer subject to change without notice.

Account TypeBest If...Interest RateAPY1Minimum Balance to Obtain APY
Reward2, fewer than 12 monthly transactions0.10%0.10%$0
Reward2, 12 transactions or more per month, $0-$15,000You want to receive premium interest rewards - just for using your account1.98%2.00%$0
Reward2, 12 transactions or more per month,$15,000.01+0.10%0.10%$0

1Automatically earn 0.10% Annual Percentage Yield (APY) on all account balances. Earn 2.00% APY on account balances from $0.01 to $15,000.00 every time you have at least 12 transactions post and clear during a calendar month. Transaction types include any combination of ATM withdrawals, BillPay/Person-to-Person payments, deposits, check payments, Bank-to-Bank transfers, wires, ACH and debit card transactions. See additional information, disclosures and account features.

Thinking about Other Options?

GRB has a checking account option for everyone.  See all our checking account options and rates here.