Bonnie Gargano

Bonnie Gargano

Mortgage Originator, Rochester

NMLS #481369
[email protected]

1850 S. Winton Road
Rochester NY, 14618

cell: 585.489.9011
office: 585.445.5625
fax: 585.427.7888

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Everyday Bonnie helps buyers make their dream of home ownership a reality.  Developing relationships and educating clients is her strong suit. Whether buying your first home, vacation property or a home that’s been in your family for many years, Bonnie is there every step of the way.  From qualifying to application and on through until you get the keys to your new home, Bonnie guides her clients with a friendly smile and solid counsel.  Her strong foundation of more than 30 years in retail banking gives Bonnie a sound understanding of your financial needs in order to find the best mortgage solution in any situation.

Proficient in a variety of loan programs, Bonnie has additional expertise with USDA and FHA programs.  She also has many years of experience with First Home Club, Homebuyer Dream Program and other grant programs available to the first-time buyer. 

Bonnie, a native of the Hilton area of Rochester, has strong ties to the community, volunteers for a variety of charities and is a member of the Hilton Rotary Club.  In her spare time she enjoys reading and cooking. Bonnie resides in Greece with her husband, two boys and her basset hound named Cooper.


“I have trusted Bonnie with my business for years now. She is the most reliable and professional mortgage originator in the industry. She has her finger on the pulse when it comes to current mortgage processes and programs. She never disappoints. Her knowledge of the mortgage industry is expansive and always on point. Simply put, Bonnie is the best in the business!”

– Wendie Wehle, Real Estate Associate Broker, RE/MAX Plus

“Thank you for everything! We appreciate all the hard work you put into helping our biggest dream come true. It was amazing to work with you. Thanks for being there to answer every call and email. You are wonderful!”

– Omar & Fawn Galan

“We can never thank you enough for all your help! We have achieved our dream because of you. The help that you provided us goes beyond measure. You are amazing and we are so grateful for everything. Keep doing what you do because you are simply amazing!”

– Scott & Andrea Orton