Laura Smith

Laura Smith

Retail Relationship Manager, Rochester

NMLS #407639
[email protected]

1850 S. Winton Road
Rochester NY, 14618

office: 585.749.3608
fax: 585.427.7888

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Laura has been in the banking industry for over 25 years. She started as a bank teller and moved to mortgage processing, but her true passion is working with people and originating mortgages.

With a strong emphasis on homebuyer education, she prides herself on her extensive knowledge of the mortgage industry, and she enjoys sharing that knowledge with her customers. Whether first time buyers or purchasing another vacation home, Laura enjoys educating her customers so they feel comfortable moving forward with one of the biggest financial transactions of their lives. Laura works closely with her customers from the initial conversation until closing, maintaining constant communication throughout the mortgage process.

As an Affinity Banking Specialist, Laura has a strong understanding of mortgage, home equity, checking, savings and consumer loan products. She works closely with Genesee Regional Bank’s customers to provide a remarkable client experience.

She is an expert in first time homebuyer mortgages and grants, including First Home Club, the City of Rochester grants, and the County of Monroe grants. She has been a long time partner of many local housing agencies, including Neighborworks of Rochester, The Housing Council at Pathstone, and many local real estate agencies and real estate law firms.

Laura is a Rochester native, and a graduate of East High School, Monroe Community College, and SUNY Brockport. She lives in Fairport and enjoys being active with her husband, two daughters, and puppy. She is a proud volunteer with Fairport Soccer and with Girls on the Run.


“My experience with the First Home Club couldn’t have been better! From the initial mortgage pre-qualification through the closing, the process was made simple by professional folks who took the extra time to care.  My mortgage originator, Laura Smith, made the process simple and walked me through every step of the way.  She did so with grace, patience, and in a way that was filled with dignity.  Because the folks involved took additional steps to ensure that I was purchasing a home I could afford that didn’t have any major repair needs, I was able to start off on exactly the right foot as a first time homeowner.  My first home was purchased as a single gal, and I’m proud to say that, with the 5 years’ worth of work that my now-husband and I put in, we were able to upgrade to a larger home this fall.  We would never have been set up for this without the help of the grants and assistance of the First Home Club.”

-Hillary Paine Hopkins

“Laura Smith is exactly the type of mortgage professional one hopes to work with—she’s prompt, professional and detail-oriented, not to mention extremely knowledgeable about the industry.  What really sets Laura apart, though, is the personalized service she gives to her clients, putting them at ease and making sure that each and every transaction goes smoothly. I’ve known Laura for over twenty years and can’t recommend her highly enough.”

-Maria Pawluk, Licensed Real Estate Salesperson, RE/MAX Plus

“My experience going through the First Home Club was outstanding.  The knowledge provided by all involved in the process was incredible.  In particular, working with Laura Smith was an absolute treat.  During the purchasing process, I had many questions, concerns and hesitations.  Laura provided me with copious information and guidance to help ease my concerns.  I purchased my first home over a year ago and am so happy, in part to Laura.  Thank you Laura!”

-Joshua Sankowski