Elite Banking

GRB’s Elite Banking program provides a wide range of products and services for those with more advanced banking needs and higher balances.

This special program includes a dedicated Personal Banker and provides top-of-market rates, special discounts and promotions, premium interest on deposit accounts, discounts on mortgage and credit products and many other benefits.

GRB’s Elite accountholders receive an elevated personal banking experience that helps you plan for changes and leverage new opportunities quickly and easily.

Elite Banking Specials

Reward Checking

Man at computer pointing at paperwork with a pen
Elite Banking customers work with a dedicated personal banker to ensure they get the most from their banking relationship.

Where else can you earn 4.00% Annual Percentage Yield on a checking account? GRB’s Elite Banking Reward Checking account provides a higher interest rate just for doing the things you do every day including:

  • Withdrawals
  • BillPay and Person-to-Person payments
  • Deposits
  • Check payments
  • Bank-to-Bank transfers
  • Wires
  • ACH
  • Debit card transactions

No hoops to jump through.  Just rewards.

Account Type1
Interest Rate
APY2
Minimum Balance to Obtain APY
Minimum to Open
Account Type1
Elite Checking3, fewer than 12 monthly transactions
Interest Rate
0.05%
APY2
0.05%
Minimum Balance to Obtain APY
$0.01
Minimum to Open
N/A
Account Type1
Elite Checking3, 12 transactions or more per month, $0 – $15,000
Interest Rate
3.93%
APY2
4.00%
Minimum Balance to Obtain APY
$0.01
Minimum to Open
N/A
Account Type1
Elite Checking3, $15,000.01+
Interest Rate
0.05%
APY2
0.05%
Minimum Balance to Obtain APY
$0.01
Minimum to Open
N/A

1 See additional information, disclosures and account features.

2 Annual Percentage Yield (APY) offered is accurate as of 12/20/23. Fees could reduce earnings on the account. Rates and terms may change without notice after account opening.

3 Automatically earn 0.05% Annual Percentage Yield (APY) on all account balances. Earn 4.00% APY on account balances from $0.01 to $15,000.00 every time you have at least 12 transactions post and clear during a calendar month. Transaction types include any combination of ATM withdrawals, BillPay/Person-to-Person payments, deposits, check payments, Bank-to-Bank transfers, wires, ACH and debit card transactions. Elite rates and yields are reserved for GRB Elite Banking customers only. Monthly service charge of $35.00 waived if the average daily balance for the month is at least $50,000 in consumer accounts combined (excluding CDs) OR $100,000 in personal and business accounts combined (excluding CDs).  Additional terms apply. Contact GRB for more information.

More Elite Banking Benefits

Our Elite accountholder also have access to a wide range of benefits, including:

Free online and mobile banking*
Extra interest on standard CD APYs
Unlimited free ATM transactions anywhere in the U.S.

Free Elite-branded debit card
Free eStatements*
High-yield Checking & Money Market accounts

Available overdraft protection

No-fee stop payments & certified bank checks
Discounted rates on HELOCs

*Third-party fees may apply

Become an Elite Accountholder

Accountholders can qualify for the program with:

  • $50,000 in consumer accounts combined (excluding CDs) OR
  • $100,000 in personal and business accounts combined (excluding CDs)

Looking for Other Account Options?

GRB has a number of different checking and savings account options for every stage in your financial life. Learn more about GRB’s other:

Let’s Get Started

  • Call 585.249.1540 or fill out the form below and a GRB representative will contact you within one business day to answer any questions or discuss your options. Fields marked with an * are required.

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