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Home Equity

GRB makes it easy for you to leverage the equity in your home to help fund personal needs. What’s best, you can enjoy a 1% rate reduction when you establish your primary banking relationship with GRB. Your GRB Branch Manager or Relationship Manager can help you decide which Home Equity product is right for you.


Current Home Equity promotion.


  Home Equity Loan Home Equity Line of Credit
About Fixed interest rates on loans up to 85% of the value of your home Variable interest rates, tied to Prime, for lines up to 85% of the value of your home
Term 5 years* 25 years**
Closing Costs GRB pays up to $2,500 GRB pays up to $2,500
Early Closure Penalty N/A Closing costs must be paid back if line is closed out within the first three years
Extras 1% rate reduction with primary banking relationship at GRB 1% rate reduction with primary banking relationship at GRB
Rates Click here Click here

*Home equity loan rates are fixed for the first 5 years. At the end of 5 years, the loan is called and the balance is due in full (balloon payment). A home equity loan may potentially be refinanced at the balloon date (subject to bank approval). Minimum amortization is 5 years; maximum amortization is 15 years.


**Home equity lines of credit have an initial draw period of 10 years, followed by a 15 year repayment schedule.


Let's Get It Started

GRB makes it easy to get the process started right now. Simply download the HELOC/Home Equity Loan Kit, provide the information requested, sign, then contact your GRB Personal Banker or bring into one of our branch locations today.