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Do you like special perks with your checking account? GRB offers free online Bill Pay, reimbursements for foreign ATM fees, and no minimum balance with direct deposit. Your Personal Banker can help you choose the option that’s right for you.

Banking OptionsBasicCollegeRegularNOWElite
Ideal for you if… you keep a low minimum balance and don’t have a lot of account debit activity you are currently enrolled in college and want unlimited transactions  you maintain a moderate balance and want unlimited debit transactions (ACH, checks, ATM withdrawal, Bill Pay, etc.) you use direct deposit, want to earn interest and have unlimited monthly transactions you require more advanced banking service such as wire transfers, stop payments, etc.
Minimum to Open $25 $25 $25 $25 $0
Minimum Balance $0 $50 $500* $1,000*

$50,000 in consumer accounts combined (excluding CDs)

OR

$100,000 in personal and business accounts combined (excluding CDs)

Monthly Service Charge $3 + $0.50 per debit transaction exceeding 8 $2, waived with direct deposit $5, waived with direct deposit $7, waived with direct deposit $35**
Earns Interest No Yes No Current interest rates for NOW accounts Current interest rates for Elite accounts
No-Fee MasterCard Debit Card Free Free Free Free Free, Elite branded
ATM Foreign ATM fees reimbursed per month, up to $10 per signer Foreign ATM fees reimbursed per month, up to $10 per signer Foreign ATM fees reimbursed per month, up to $10 per signer Foreign ATM fees reimbursed per month, up to $10 per signer Unlimited free ATM transactions in the U.S.
Online Banking Free Free Free Free Free
Bill Pay Free Free Free Free Free
e-statements Free Free Free Free Free
Overdraft Protection Available Available Available Available Available
Transactions Per Month 8 Free debit transactions (includes ACH, check, ATM withdrawal, Bill Pay, etc.) Unlimited Unlimited Unlimited Unlimited

*Minimum balance requirement is waived with direct deposit.

**Monthly charge applies only if the account falls below the average daily balance for the monthly statement cycle.