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Do you like special perks with your checking account? GRB offers free mobile and online BillPay, reimbursements for foreign ATM fees, and no minimum balance with direct deposit. Your Personal Banker can help you choose the option that’s right for you.

Current Accounts

Available Nov. 1, 2018

Elite
Leverage added benefits and advanced banking services
 Reward
Receive premium interest rewards - just for using your account
 Value
Simple and easy...

Online and Mobile Banking

Includes mobile check deposit, Bill Pay, Bank-to-Bank transfers and Person-to-Person payments

 

Online and Mobile Banking

Includes mobile check deposit, Bill Pay, Bank-to-Bank transfers and Person-to-Person payments

 

Online and Mobile Banking

Includes mobile check deposit, Bill Pay, Bank-to-Bank transfers and Person-to-Person payments

ATM Transactions

Access to 100,000 surcharge-free ATMs worldwide

PLUS

Unlimited free ATM transactions in the U.S.

 

ATM Transactions

Access to 100,000 surcharge-free ATMs worldwide

PLUS

Fee reimbursement of $10 per month/per signer

 

ATM Transactions

Access to 100,000 surcharge-free ATMs worldwide

No-fee Mastercard Debit Card

Custom, Elite-branded

 

No-fee Mastercard Debit Card

 

No-fee Mastercard Debit Card

Paper or E-statement Included 

 

Paper or E-statement Included

 

Paper or E-statement Included

Unlimited Transactions 

 

Unlimited Transactions

 

Unlimited Transactions

Overdraft Protection Available

 

Overdraft Protection Available

 

Overdraft Protection Available

Interest Bearing

See the GRB website for current Elite Checking rates

 

Interest Bearing

Earn premium interest rates with 12 transactions per month*

 

 HELOC and Consumer Loan Discounts

One point reduction with auto pay

HELOC and Consumer Loan Discounts

One point reduction with auto pay

 

HELOC and Consumer Loan Discounts

One point reduction with auto pay

   

Preferred Check Services

No-fee Certified Bank Checks

PLUS

Free Elite-branded checks

 

 

 

 

No-fee Stop Payments

 

 

 

 

Exclusive Rates

Including high-yield Money Market Account and preferred CD rates

 

 

 

 

Reduced Mortgage Fees

$500 residential mortgage application fee waived

 

 

 

 

Preferred Rates on Home Equity Lines of Credit (HELOC)

 

 

 

 

 

 

 

 

 

Terms and Fees

 

Terms and Fees

 

Terms and Fees

Monthly service charge of $35.00

Waived with…

Account balances totaling $50,000 in consumer accounts combined (excluding CDs) OR $100,000 in personal and business accounts combined (excluding CDs) during monthly statement cycle 

 

Monthly service charge of $7.00 Waived with...

$1,000 average monthly balance

OR

Direct deposits totaling at least $1,000 during the monthly statement cycle

 

Monthly service charge of $3.00

Waived with…

$500 average monthly balance

OR

One direct deposit during the monthly statement cycle

OR

Accountholder under 22 years of age

* Transaction types include any combination of ATM withdrawals, BillPay/Person-to-Person payments, deposits, check payments, Bank-to-Bank transfers, wires, ACH and debit card transactions. See the GRB website for current Reward Checking Rates.

Legacy Accounts

Available until Jan. 2, 2019 for Existing Accountholders

Banking OptionsBasicCollegeRegularNOWElite
Ideal for you if… you keep a low minimum balance and don’t have a lot of account debit activity you are currently enrolled in college and want unlimited transactions  you maintain a moderate balance and want unlimited debit transactions (ACH, checks, ATM withdrawal, Bill Pay, etc.) you use direct deposit, want to earn interest and have unlimited monthly transactions you are a frequent user of advanced banking services and need features such as wire transfers, foreign currency orders (shipping fees still apply), stop payments, etc. included for free
Minimum to Open $25 $25 $25 $25 $0
Minimum Balance $0 $50 $500* $1,000*

$50,000 in consumer accounts combined (excluding CDs)

OR

$100,000 in personal and business accounts combined (excluding CDs)

Monthly Service Charge $3 + $0.50 per debit transaction exceeding 8 $2, waived with direct deposit $5, waived with direct deposit $7, waived with direct deposit $35**
Earns Interest No Yes No Current interest rates for NOW accounts Current interest rates for Elite accounts
No-Fee MasterCard Debit Card Free Free Free Free Free, Elite branded
ATM Foreign ATM fees reimbursed per month, up to $10 per signer Foreign ATM fees reimbursed per month, up to $10 per signer Foreign ATM fees reimbursed per month, up to $10 per signer Foreign ATM fees reimbursed per month, up to $10 per signer Unlimited free ATM transactions in the U.S.
Online Banking Free Free Free Free Free
Bill Pay Free Free Free Free Free
e-statements Free Free Free Free Free
Overdraft Protection Available Available Available Available Available
Transactions Per Month 8 Free debit transactions (includes ACH, check, ATM withdrawal, BillPay, etc.) Unlimited Unlimited Unlimited Unlimited

*Minimum balance requirement is waived with direct deposit.

**Monthly charge applies only if the account falls below the average daily balance for the monthly statement cycle.