At GRB, we understand that every homebuyer has a unique situation. Our team of Mortgage Consultants will provide unprecedented personal service while they help you choose the financing that's right for you. We offer competitive rates and creative financing to help all types of home buyers.

Because we are a locally owned and operated bank, all lending decisions are made right here in Rochester. Being insulated from the larger banking crisis and never having participated in subprime lending, GRB is experiencing the strongest performance in our history, and is sufficiently capitalized.

• Conventional
  Lock in an interest rate for the entire term with a Fixed Rate Mortgage, or start with lower payments for the first few years with an Adjustable Rate Mortgage.
• FHA
  Federal Housing Authority mortgages offer a lower down payment and more flexible financing qualification requirements. There is no maximum income limit, so anyone can take advantage of these loans.
• Second/Vacation Homes
  Financing is available on year-round second homes.
• Non-Owner Occupied
  GRB finances 1-4 family investment properties.