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| Loan size/LTV |
0% - 80.00%
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80.01% - 90.00%
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| Up to $50K – no deposits |
7.50%
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8.00%
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| Up to $50K – deposits** |
6.50%
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7.00%
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| $50K and up – no deposits |
7.00%
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7.50%
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| $50K and up – deposits |
6.00%
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6.50%
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* Home equity loan rates are fixed for the first 5 years. At the end of 5 years, the loan is called and the balance is due in full (balloon payment). A home equity loan may potentially be refinanced at the balloon date (subject to bank approval). Minimum amortization is 5 years; maximum amortization is 15 years.
** A deposit relationship is defined as having auto-deduction of the payments from a GRB deposit account or direct deposit into a GRB deposit account (Overdraft Protection excluded).
All interest rates effective 1/10/10 and are subject to change without notice.
Home Equity Lines of CreditOur variable interest rates for HELOCs are tied to Prime, and lines can be up to 90% of the value of your home.
| Loan size/LTV |
0% - 80.00%
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80.01% - 90.00%
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| Up to $50K – no deposits |
Prime + 2.50%
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Prime + 3.50%
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| Up to $50K – deposits** |
Prime + 0.50%
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Prime + 1.50%
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| $50K and up – no deposits |
Prime + 2.25%
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Prime + 3.25%
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| $50K and up – deposits |
Prime + 0.25%
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Prime + 1.25%
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For Prime rate information, click here. HELOC floor rate of 4%; HELOC ceiling rate of 15%.
** A deposit relationship is defined as having auto-deduction of the payments from a GRB deposit account or direct deposit into a GRB deposit account (Overdraft Protection excluded).
All interest rates effective 1/10/10 and are subject to change without notice.
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Mortgages |
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Home Equity |
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